Innovative Valuation is ready for your FHA appraisals

The FHA retains of approved appraisers for each state - Innovative Valuation is on the roster of approved appraisers for CA. If you have an FHA-loan, be sure to hire Innovative Valuation, as we are approved and certified to perform FHA appraisals. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Innovative Valuation is well-trained on how to work in accordance with the rules and regulations provided.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

If your house loan is FHA certified, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lending organization provides all the finances; the FHA simply backs the loan through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are designed to help low-to-moderate income homebuyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are exceedingly beneficial to consumers with less starting income.