Attention homeowners: Real estate appraisal services for in Discovery Bay and Contra Costa County
See the top 7 reasons why CA homeowners order from Innovative Valuation:
Do you own a home in or near Discovery Bay? Do you need help determining the value of your real estate?
At Innovative Valuation, we understand the individual needs of a consumer after appraisal services. Our regular business clients understand the appraisal process and the customary "products" we deliver to them. As our client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to cancel PMI?A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you delete unwanted PMI insurance. Challenging a property tax assessmentIf you live in a local area that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Innovative Valuation is your perfect weapon when contesting your property tax assessment. Was your HELOC recently frozen?If your home is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. Innovative Valuation can provide you with an expert appraisal to help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property. |